To speak with a licensed agent, call (818) 970-0792 (TTY 711 M-SU, 8am-8pm) or email Hilda@Mygoldenlight.com

Golden Light Insurance Solutions

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Next level customer service. Great follow through. Haven’t had a more smoother process helping my parents get signed up to Medicare.

      So happy I even referred my family and friends!


      Shawn Y.
      Woodland Hills, CA

      I referred Hilda to some friends and they are super happy with the customer service. Hilda took the time to explain every single detail about their insurance. Now they all the benefits they need. Highly recommend!!!!


      William A.
      Los Angeles, CA

      I’m new to this whole health benefits thing. Hilda Serrano came to my rescue getting me pointed in the right direction, Explaining everything I was eligible for in a clear and concise manner.

      Read More


      Ron E.
      Los Angeles, CA

      I’m new to this whole health benefits thing. Hilda Serrano came to my rescue getting me pointed in the right direction, Explaining everything I was eligible for in a clear and concise manner.

      Her professionalism and knowledge is outstanding. Without her I’d still be in the dark about my health care providers and benefits. Even now I can contact her with questions or concerns and she’s eager to help. I give her a 10 plus.


      Ron E.
      Los Angeles, CA

      Hilda has been my agent since this year and she has gone above and beyond for me. No words can describe how thankful I am for all she does. Even going so far as to get my care in another state that I had to move too taken care of. I’ve never know anyone work with such passion for her clients. She is so knowledgeable and won’t EVER leave…

      Read More


      Helen W.
      Chatsworth, CA

      Hilda has been my agent since this year and she has gone above and beyond for me. No words can describe how thankful I am for all she does. Even going so far as to get my care in another state that I had to move too taken care of. I’ve never know anyone work with such passion for her clients. She is so knowledgeable and won’t EVER leave you hanging. I am the one that has found a diamond in the rough, and a friend for life. So thankful and very blessed to have Hilda .


      Helen W.
      Chatsworth, CA

      I am extremely thankful for Hilda Serrano. She has always assisted me promptly with requests I have had concerning my mother. I am her primary caregiver and Hilda has been great support for our needs!


      LaGreta M.
      Los Angeles, CA

      For my 65th Birthday, I was gifted a lot of newness and confusion which came to me in the form of Medicare plans, carriers and options which seemed overbearing; accompanied by endless uneducated decisions facing me. Then along came Hilda! After finding me and coming to my rescue with a warm, considerate manner as well as a wealth of…

      Read More


      Gregory W.
      Los Angeles, CA

      For my 65th Birthday, I was gifted a lot of newness and confusion which came to me in the form of Medicare plans, carriers and options which seemed overbearing; accompanied by endless uneducated decisions facing me. Then along came Hilda! After finding me and coming to my rescue with a warm, considerate manner as well as a wealth of information and assistance, she stepped in, informed me of my many options and alternatives based upon my then current medical conditions and needs, then helped me through the maze of Medicare options and decisions, for which I am more than thankful.

      I found Hilda to be kind, considerate, thoughtful and oh so knowledgeable in current Medicare plans, options and insurers who accommodate ones specific medical/Medicare needs and, I highly recommend her as an insurance representative and as a person. Thanks so much for being there Hilda!


      Gregory W.
      Los Angeles, CA

      Hilda Serrano was a life saver, she is caring, knowledgeable and takes as much time as necessary. What a great help when there is so much to sort out. Highly recommended.


      Harriet R.
      Santa Monica, CA

      I have referred Medicare eligible relatives and they have been very happy with Hilda’s service and explanations regarding the types of coverages available. Golden Light also manages my firm’s group benefits and has always been there to explain all options and changes as appropriate. Highly recommended for your insurance needs!


      Allen V.
      Los Angeles, CA

      My husband recently lost his job due to Covid and along with it, our health insurance benefits. Hilda was referred by a friend of mine, and she really went above and beyond. She ended up saving us over $300 a month on health insurance and was a pleasure to work with. And she’s also very sweet and pleasant to work with.


      Maria S.
      Los Angeles, CA

      Articles and Information


      Use Extra Caution with These Three Medications

      Accidental overdose can happen when a patient takes more than one over-the-counter medication that contains the same ingredient, so be careful about mixing medicines.

      Read More

      Are You Stuck with Your Medicare Plan?

      You might be able to qualify for a Special Enrollment Period if one of the following circumstances applies to your case.

      Read More

      6 Exercise Tips for Those Over Age 65

      We’ve long known that regular cardiovascular exercise is one of the best ways to ward off heart disease, diabetes, and…

      Read More

      3 Things to Remember When You Enroll in Medicare

      When you turn 65, and each year thereafter during the Annual Election Period and Open Enrollment, you will enroll in a Medicare plan.

      Read More

      The Four Worst Foods for Your Health

      Avoiding these four foods most of the time can make a big difference in your diet and your health.

      Read More

      5 Ways to Prevent Medicare Fraud

      You might be surprised to learn that criminals are after your Medicare information. Why would they even want that? Are they planning to use your plan to obtain medical care?

      Read More

      You Might Be Surprised at What Your Dentist Can Detect

      Did you know that your dentist can detect health conditions beyond his or her specialty? He won’t diagnose you, but can point out any warning signs and urge you to go see your regular doctor right away.

      Read More

      6 Ways to Lower Your Diabetes Risk

      While research sometimes contradicts itself regarding correlations of daily habits and disease risk, here’s what most experts recognize as solid ways to lower diabetes risk.

      Read More

      How and When Should You Initially Apply for Medicare?

      Most of us know that someday, we will retire and claim our Medicare benefits. But as that time draws closer,…

      Read More

      Read Additional Articles

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